What Do Financial Planners Do?
Financial planners help clients address and pursue their financial goals by providing guidance across a range of services.
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360 Financial’s team of financial advisors have over 200 years of combined experience.
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At 360 Financial, we’re here to help you with your big picture planning and financial advice needs.
You’ve worked hard to become successful, and you deserve experienced guidance in seeking to ensure your assets are protected.
We’re here to help you pursue your most important financial goals and build a lasting legacy.
Based in Minnesota, with clients across the United States, we specialize in helping successful people manage their big-picture financial goals through our financial advisor's knowledge, financial planning, and estate planning services.
A financial advisor who cares about you and your specific situation is essential. Financial planning is not one-size-fits-all, and you need an advisor that is in tune with your goals and needs.
Money touches everything in most people’s lives.
Why do you need to have a financial advisor who cares?
This statement is a testimonial by a client of the financial professional as of 09/10/2024. The client has not been paid or received any other compensation for making these statements. These views may not be representative of the views of other clients and are not indicative of future performance or success.
Building Our Dream Home & Being Fiscally Responsible
CLIENT TESTIMONIAL
“Before coming to 360, I didn’t really know if our savings were going to be enough to comfortably retire and do the things we’d always dreamed of.
We have always wanted to build a new home, and didn’t know if that would ever be possible.
With the help of everyone at 360 Financial, we were able to buy that plot of land and build our dream home! That reality has been amazing!
In addition, we are able to travel like we want, and do the things we worked so hard for, knowing that 360 has our back and will do things in a fiscally responsible manner.
Everyone at 360 has been so friendly and so welcoming from the start.
I always thought that going to a financial planner was going to be stuffy and cold. It’s not like that here. We are always treated as both friends and family, and have our questions answered in a very reassuring manner.”
-Christie Potter
You want your financial advisor to look at the whole picture and put together a plan. Investments should be a part of that plan but not the entire plan.
At 360 Financial, we focus on tax strategies, income planning, legacy planning, risk management, investment planning, and estate planning.
360’s financial advisors consider your entire financial picture when creating a plan for you.
This attention to detail is the level of care you should expect when meeting with financial advisory firms and choosing the right financial advisor for you.
Finding a financial advisor who focuses on comprehensive financial planning is essential.
Choosing Your Financial Advisor
Do you need financial planning?
You need financial planning if you have financial goals that you would like to work towards.
If that sounds like you, then you will benefit from a plan to pursue those goals.
At 360 Financial, we put together a comprehensive financial plan for our clients that puts them in control of their financial outlook.
Economic and political changes often impact our financial future.
We tend to think about the market, but some economic and political changes can affect other aspects of a financial plan.
Due to these changes, it's critical to have someone in your corner to help you with the big-picture financial planning.
Here's How It Works:
Getting Started
Finding the right fiduciary financial advisor and getting a financial plan tailored to your goals shouldn’t be complicated.
Here’s how the process works:
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Schedule a 15-minute call with an advisor.
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Have a 1-hour follow-up call to better assess if we're a good fit.
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Get started with a 360 advisor.
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We create your financial plan and a balanced portfolio based on your life vision and goals.
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Financial Advisors & Financial Planners Serving Minnesota
At 360 Financial, Your Big Picture Plan is Our Priority
Our team is dedicated. We genuinely care about our clients. Every client gets a comprehensive financial plan specifically designed for each client. We truly partner with our clients and help them pursue their financial goals.
360's Services
At 360 Financial, we aim to take care of every single client like they’re our family.
Wealth Management and Financial Planning Services Include:
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Meaning-of-life questions on life goals, money, and values alignment
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Comprehensive & long-range wealth management & financial planning
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Education planning & funding (college planning)
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Estate & estate tax planning
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Generational wealth
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Investment advice & management
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Philanthropic planning & charitable giving
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Retirement goals & planning
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Risk management
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Specialist referrals
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Tax planning & strategies
*You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
Common Questions:
Yes, as Investment Advisor Representatives with our Registered Investment Advisor, we are fiduciaries and act in the best interest of our clients.
Are you fiduciaries?
Yes, we do not charge commissions—only our fee, based on assets under management.
Are you a fee-only financial advisor?
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value.
How do you charge? What is your cost structure?
Our ideal client has $1M or more in investable assets or the ability to get there. (ie. If a client is younger and is building wealth, we know they will eventually have $1M or more in assets at retirement.)
How much money do I need to have to work with you?
A financial advisor should give you a comprehensive plan by looking at your entire financial picture and working with you to pursue your goals. They should meet with you at least annually to review your plan and make changes as necessary. Your advisor should be your partner and listen to you and your needs. Investing is a big part of it, but it shouldn’t be the only part that your advisor focuses.
What are the benefits of working with a financial advisor?
A CFP is a fiduciary, and they have to act in the best interest of their clients. They also know how to create a comprehensive plan, as they have studied risk management, estate planning, and taxes. A financial planner that does not have a CFP designation does not need to act in the best interest of their clients, and they only do what is suitable for their clients. Of course, most still act in the best interest, but you must be careful with who you choose if they do not have the designation.
What is the difference between a financial planner and a CFP?
You don’t need to bring anything if you don’t want to. The first meeting is just a conversation about your overall financial picture and your goals.
What should I bring to my first meeting with you?
$550M + as of 6/7/2023.
What are your assets under management at 360?
Where to Find 360 Financial
At 360 Financial, we work with clients throughout Minnesota and the USA.
We’re based in Wayzata, just outside of Minneapolis. However, we also love working with business owners and other successful entrepreneurs who may be living a location-free lifestyle or are out of state.
Based out of Wayzata, MN, we are happy to work with clients in person, via Zoom, or over the phone. We are investment advisors, financial advisors, financial planners, and wealth advisors working together as a team to provide you with the best guidance, strategies, and service.
In this digital era, you no longer have to work with the advisor down the street; you can choose to work with a team that understands you and your situation best.
At 360 Financial, we help people across the United States, including clients in Minneapolis and neighboring towns.
Financial Advisors in Minnesota & Beyond
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Schedule a 15-minute call with a 360 Financial advisor to find out if we're the right fit, how we can help you, and how the process works.
Speak with a Fiduciary Financial Advisor
Get the best financial guidance for your exact situation and goals.
No more cookie-cutter solutions or high-cost products.
Choosing Your Financial Advisor
Finding a financial advisor who focuses on comprehensive financial planning is essential.
You want your financial advisor to look at the whole picture and put together a plan. Investments should be a part of that plan but not the entire plan.
At 360 Financial, we focus on tax strategies, income planning, legacy planning, risk management, investment planning, and estate planning.
360’s financial advisors consider your entire financial picture when creating a plan for you.
This attention to detail is the level of care you should expect when meeting with financial advisory firms and choosing the right financial advisor for you.
The team at 360 Financial is not only knowledgeable and experienced but also incredibly responsive and accessible.
Whether it's planning for retirement, saving for our children's education, or building a robust investment portfolio, 360 Financial has been by our side every step of the way, offering guidance that is both strategic and forward-thinking.
In an industry where trust is paramount, 360 Financial has consistently demonstrated integrity, transparency, and a genuine commitment to their clients' success.
We wholeheartedly recommend them to anyone seeking not just a financial advisor, but a trusted partner on their journey towards financial prosperity.
Tom and Brenda Laska
Owners at Interior Care & Construction, Minnesota
My husband and I have been a client of 360 Financial for an impressive 20+ years.
Throughout this time, they have consistently exceeded our expectations in every aspect of financial planning and advisory services.
From the moment we first engaged with their team, we were struck by their professionalism, expertise, and unwavering commitment to our financial well-being.
They took the time to thoroughly understand our goals, concerns, and aspirations, crafting a personalized financial strategy that aligned perfectly with our needs.
What truly sets 360 Financial apart is their dedication to providing comprehensive and proactive guidance.
Client Testimonial
This statement is a testimonial by a client of the financial professional as of 04/03/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.
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