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Why Do Small Business Owners Need a Financial Advisor?
As a small business owner, you might ask yourself, "Do I really need a financial advisor?"
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What are your financial goals?
Is your financial advisor helping you get there?
You deserve to have the best possible guidance when building and protecting your wealth and legacy.
At 360 Financial, your financial advisor will take the extra time to get to know you on a deeper level so that your financial plan and portfolio meets your needs.
Circumstances change.
Life can throw the unexpected at you.
During those times, your financial advisory team will be there to guide you so you stay on track with your goals.
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Wealth Managers and Financial Planners in Medicine Lake
We serve clients in Medicine Lake, Minneapolis, Wayzata, Elk River, throughout Minnesota and across USA.
At 360, we help successful families, business owners, and top-of-their-field professionals move toward financial independence.
With over 25 years in business, and some of the top financial advisors, wealth managers, CFPs, and financial planners in Minnesota, we can help ensure you have a financial plan and retirement plan that meets your needs. If you’re looking for a fiduciary financial advisor near Medicine Lake, please get in touch.
Our Team of Experts + Your Vision & Values
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If taking care of your financial future is a priority, please get in touch. When it comes to your wealth management and financial planning, you deserve the best advice and guidance.
Does this sound like you?
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You’re planning for retirement and want to get all your ducks in a row.
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You want to ensure you leave a positive legacy.
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Preserving generational wealth is important to you.
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You don’t want to overpay your tax, so tax planning is important to you.
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You’re concerned about having income flow in your old age.
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You’re not trying to beat the market. But you do want to sleep well at night.
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You want the guidance of an advisor who works in your best interest at all times.
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Family and community are important to you.
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You work hard and want to take care of what you’ve built.
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If you’re a business owner, succession planning is on your to-do list.
If taking care of your financial future is a priority, please get in touch. When it comes to your wealth management and financial planning, you deserve the best advice and guidance.
Does this sound like you?
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You’re planning for retirement and want to get all your ducks in a row.
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You want to ensure you leave a positive legacy.
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Preserving generational wealth is important to you.
-
You don’t want to overpay your tax, so tax planning is important to you.
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You’re concerned about having income flow in your old age.
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You’re not trying to beat the market. But you do want to sleep well at night.
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You want the guidance of an advisor who works in your best interest at all times.
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Family and community are important to you.
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You work hard and want to take care of what you’ve built.
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If you’re a business owner, succession planning is on your to-do list.
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We specialize in helping business owners and entrepreneurs diversify and plan for succession.
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We ensure your money is working hard and invested in line with your business and personal goals.
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Keep everything under one roof when you work with our CPA partner, Rapacki.
Financial Advisory Services
360's Big Picture Planning
Here's How It Works
Getting Started
Finding the right fiduciary financial advisor and getting a financial plan that seeks to protect your assets shouldn’t be complicated.
Here’s how the process works:
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Schedule a 15-minute call with an advisor.
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Have a 1-hour follow-up call to better assess if we're a good fit.
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Get started with a 360 advisor.
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We create your financial plan and a balanced portfolio based on your life vision and goals.
360's Client Testimonials
Proactive Guidance
My husband and I have been a client of 360 Financial for an impressive twenty plus years, and throughout this time, they have consistently exceeded our expectations in every aspect of financial planning and advisory services.
What truly sets 360 Financial apart is their dedication to providing comprehensive and proactive guidance.
The team at 360 Financial is not only knowledgeable and experienced but also incredibly responsive and accessible.
Tom and Brenda Laska
An Advisor & Partner
We knew what we wanted - we just weren't confident that we had everything lined up to achieve it.
We were looking around for people we trust.
360 was really very thorough in working with us to cover all the aspects of where our areas of concern were.
My wife knows she has an advisor and a partner that if I'm suddenly not here, she would know the financial side of her life would be covered.
Mike Graham
Shared Values
We were looking for a financial advisor who shared our values.
Before working with 360, we really had no idea how about all the different ways that financial planning can be done and the number of different tools that are out there.
We’re a few years out from retirement and are starting to plan how we’re going to stay busy and which opportunities we’re going to pursue after we leave the workforce.
We appreciate the job 360 is doing for us.
Chris Strand
These statements are testimonials by clients of the financial professional as of 04/03/2024, 08/20/2024, and 06/04/2024 respectively. These clients have not been paid or received any other compensation for making these statements. As a result, these clients do not receive any material incentives or benefits for providing the testimonial.
Medicine Lake Wealth Management & Financial Planning Services
360 Financial provides comprehensive wealth management, investment management and financial planning services. Our services include the following:
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Comprehensive and long-range wealth management and financial planning
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Education planning and funding (college planning)
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Risk management
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Specialist referrals
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Personal tax planning and strategies
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Business tax planning and strategies
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Retirement savings and planning
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Retirement tax planning strategies
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Implementing retirement plans – 401(k)s, SEP IRAs and SIMPLE IRAs
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403(b) rollover services
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Estate and estate tax planning
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Will and trust planning
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Legacy planning
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Generational wealth planning
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Investment advice and management
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Philanthropic planning and charitable giving
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Retirement goals and planning
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Business Owner Cash Flow Planning
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Succession Planning
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Financial Planning & Wealth Management in Minnesota and Across the USA
Fiduciary Financial Advisors in MN
360 Financial is located in Wayzata on Lake Street, just across from Wayzata Bay. We’re a short drive from Medicine Lake and serve clients across Minnesota and the country.
Driving Directions from Medicine Lake to Wayzata
To get from Medicine Lake, MN, to 849 Lake Street E, Wayzata, MN, you can follow these general route directions:
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Start by heading east on Medicine Lake Road toward Brockton Lane N.
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Continue on Medicine Lake Road, and it will become County Road 24/County Road 15.
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Merge onto I-494 S via the ramp to Minneapolis.
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Continue on I-494 S until you reach MN-101 S.
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Take the exit for MN-101 S.
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Merge onto MN-101 S.
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Continue on MN-101 S until you reach Wayzata Boulevard.
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Turn left onto Wayzata Boulevard.
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Follow Wayzata Boulevard until it becomes Lake Street E.
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Finally, turn right onto Lake Street E, and you will arrive at 849 Lake Street E, Wayzata, MN.
Areas in Minnesota 360 Financial Serves
360 Financial serves clients in Wayzata, Minneapolis, Medicine Lake, Elk River, Woodland, Minnetonka, Hopkins, Deephaven, St. Louis Park, Long Lake, Medina, and many other communities throughout Minnesota. We also serve clients who live in various states across the country.
Regular non-fiduciary financial advisors are required to give you "suitable" recommendations.
But suitable advice isn't always the best advice.
Speak with a fiduciary to find out what the best possible options are for your family's financial vision.
Many advisors at big banks and firms are not fiduciaries.
But does this really matter?
Is your advisor a fiduciary?
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Schedule a 15-minute call with a 360 Financial advisor to find out if we're the right fit, how we can help you, and how the process works.
Speak with a Fiduciary Financial Advisor
Get the best financial guidance for your exact situation and goals.
No more cookie-cutter solutions or high-cost products.
360 Financial FAQ
Many financial planners charge a 1% fee, which may not include the investment fees. Some underlying investments—such as certain mutual funds—within your portfolio may have costs over and above what you pay for financial advice.
What is a normal fee for a financial planner?
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value. We are always transparent with our service and investment fees. And we believe that you should always ask your financial advisor about the all-in cost.
How do you charge? What is your cost structure?
The terms financial advisor and a financial planner are used interchangeably. We recommend that you work with a Certified Financial Planner that is a fiduciary in Minnesota.
What is the difference between a financial advisor and a financial planner?
You don’t need to bring anything to the first meeting. The first meeting is a conversation about your overall financial picture and your goals, so you don’t need to bring any paperwork.
What should I bring to my first meeting with you?
Mike Rogers, our founder and president, is part of LPL’s Chairman council which is awarded to less than 1% of advisors and based on annual production among LPL Advisors. LPL Financial is the largest brokerage firm in the nation with over 20,000 advisors, ss reported by Financial Planning magazine, 1996-2022, based on total revenue. LPL is the #1 Independent Broker/Dealer in the US1 and the #3 RIA Custodian in the US2.
Does your firm receive recognition for production?
Most of 360 Financials’s clients have a portfolios of $1M or greater. Typically, we work with clients with $1M or more in investable assets or the ability to get there. If a client is younger, and building wealth, we know they will be able to grow their wealth to have $1M or more in assets at retirement.
How much money do I need to have to work with you?
$550M + as of July 13, 2023.
What are 360’s assets under management?
At 360 Financial we have many CFPs in our office.
Are you certified financial planners?
Click below to schedule a Zoom meeting or phone call. Or email or call Emily at our main office. She will send you a scheduling link to choose a date and time that work best with your schedule.
How do I schedule a call or meeting?
Well, we like to think so. But you’ll have to be the judge of that. We encourage you to schedule a call below to meet with one of our team members. You’ll be asked questions and get a better feel for what makes 360 different and why we’re about to provide such excellent service to our clients.
Does 360 Financial have the best financial planners in Minnesota?
360's Advisory Team
Mike Rogers, AIF®
President and Founder
Mike Rogers is the President and founder of 360 Financial. As a fiduciary, he utilizes his 30+ years of experience to orchestrate and implement customized strategies.
Brian Bohnsack, AIF®
Senior Vice President
Brian Bohnsack is a financial advisor and the Managing Principal of 360's Elk River Office. Brian has a wide range of experience in financial services, accounting, insurance, and management.
Danielle Cain, CFP®
Associate Wealth Manager
Danielle Cain is a CFP® and holds a bachelor’s degree in finance from the University of Minnesota Carlson School of Business. She has her FINRA Series 6, 7, and 63 securities registrations held with LPL Financial.
Michael Urch, CFP®
Senior Wealth Manager
With over 10 years of experience, Michael advises his clients on all areas of wealth management. He graduated magna cum laude from Bethel University with a BA in economics and finance and a minor in mathematics.
Will Grant, CFP® CPWA®
Wealth Manager
As a Certified Financial Planner™ and Certified Private Wealth Advisor®, Will helps clients create their ideal life through values-based financial planning. His process is designed to pursue each client’s objective.
Dan Mahoney, CFP®
Senior Vice President
Dan has been a financial advisor for over twenty-five years, specializing in financial planning. He draws on many years of experience at Paine Webber/UBS Wealth Management.
Mitch Zweber
Senior Wealth Manager
Mitch is a financial professional focusing on portfolio and investment management, retirement planning, estate planning, and goal funding.
Tom Whitnah
Senior Vice President
Tom has been providing financial and advisory services to clients for 32 years. Prior to joining 360, Tom was at Morgan Stanley Smith Barney. He takes pride in crafting an investment plan to fit in with his clients’ goals.
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